Regular Checking

  • $10.00 Minimum to Open
  • Visa Debit Cards and ATM cards available upon request
  • No service charge for “non-profit” organizations or senior citizens (62 years old or older)
  • No service charge for accounts with an average monthly balance greater than $300.00
  • Electronic Banking and Bill Pay
  • Mobile Banking and Mobile Deposit
  • Electronic Statements
  • Personalized checks
    • Single or Duplicate checks available

N.O.W. Account/Business Checking Interest Bearing

  • $1,000.00 Minimum to Open
  • Visa Debit Cards and ATM cards available upon request
  • No service charge for accounts with a balance greater than $1,000.00
    • No service charge for accounts that fall below $1,000.00 if average daily balance is greater than $2,000.00
  • Interest Bearing
    • Rates subject to change weekly
  • Electronic Banking and Bill Pay
  • Mobile Banking and Mobile Deposit
  • Electronic Statements
  • Personalized checks
    • Single or Duplicate checks available

Special N.O.W. Account

  • $1,000.00 Minimum to Open
  • Visa Debit Cards and ATM cards available upon request
  • No service charge for accounts with a balance greater than $1,000.00
    • No service charge for accounts that fall below $1,000.00 if average daily balance is greater than $2,000.00
  • Interest Bearing
    • Rates subject to change weekly
  • Customers age 55 or older receive free checks, money orders, and cashier’s checks
  • Electronic Banking and Bill Pay
  • Mobile Banking and Mobile Deposit
  • Electronic Statements
  • Personalized checks
    • Single or Duplicate checks available

Money Market Plus Account

  • Personal
    • $2,500.00 Minimum to Open
    • No service charge for accounts with a balance greater than $2,500.00
    • Interest Bearing
      • Rates subject to change weekly
    • Electronic Banking
    • Mobile Banking and Mobile Deposit
    • Electronic Statements
  • Business
    • $5,000.00 Minimum to Open
    • No service charge for accounts with a balance greater than $5,000.00
    • Interest Bearing
      • Rates subject to change weekly
    • Electronic Banking
    • Mobile Banking and Mobile Deposit
    • Electronic Statements

Regular Savings

  • $5.00 Minimum to Open
  • ATM cards available upon request
  • No service charge for accounts with an average quarterly balance greater than $50.00
  • Interest Bearing
    • Rates subject to change weekly
  • Electronic Banking
  • Mobile Banking and Mobile Deposit
  • Electronic Statements

Kentucky Uniform Transfers to Minors Act(KYUTMA) Savings

Club Accounts

  • Christmas Club
    • $20.00 Minimum to Open
    • Only one internal checking or savings automatic debit allowed per month.
      • Must authorize the bank to charge your account for a set amount (Minimum $20.00), on the same day each month, to be deposited into the account
    • Interest Bearing
      • Rates subject to change weekly
    • Penalties if withdrawn before maturity date
    • Electronic Banking
    • Mobile Banking
    • Electronic Statements

Certificates of Deposit (CDs)

  • $1,000.00 Minimum to Open
  • Different Terms available
    • Ranging from 3 months up to 60 months
  • Rates available upon request
  • Penalties if withdrawn before maturity date

Individual Retirement Accounts (IRAs)

  • Offer both Roth IRA and Traditional IRA
    • No penalties if withdrawn after 59 ½ years of age.
    • 18 month variable rate
      • Deposits are allowed throughout the 18 month term
    • Perfect for direct deposit or automatic transfer
    • Never lose anything you put in

Todays Date is July 04, 2022

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